Logo of Huzzle

Home

Matches

Explore

Manage

TM Junior Investigator

image

ING

Jan 9

  • Internship
    Full-time
    Off-cycle Internship
  • Manila
  • Quick Apply

AI generated summary

  • You need a university degree (finance preferred), fluent English, and no prior TM investigation experience is required as training will be provided.
  • You will conduct complex transaction monitoring investigations, analyze customer activity for red flags, document findings, collaborate with colleagues, and continuously enhance skills and knowledge.

Requirements

  • Previous work experience or experience in TM investigations is not required. You will be given comprehensive training both before and after you start working on your own investigations.
  • Fluent English, reading and writing.
  • University degree in any subject is required; a degree in a finance related subject is preferred.

Responsibilities

  • You will be responsible for performing complex Transaction Monitoring, TM investigations covering money laundering, terrorist financing and tax evasion.
  • Working on your own alerts and cases, you will:
  • Perform risk-based investigations on complex TM alerts and cases, identifying activity that could be indicative of money laundering, terrorist financing and tax evasion, following ING’s Global Standard TM Investigation Process and Procedures.
  • Analyse customer and transaction information to assess whether alerted activity is or is not normal in the context of what is known about the customer and who they are transacting with, conducting additional background research as appropriate.
  • Within the ING procedural framework, use your own judgement based on your knowledge and experience to make risk based decisions as to what is or is not normal and therefore whether to refer the alert or case for further investigation and reporting to authorities.
  • Document your investigations thoroughly and according to ING standards, by recording the details of the alert, the data you have considered, the basis of your conclusion and any evidence you have gathered that supports your conclusion.
  • Maintain your primary focus on the quality and effectiveness of investigation, whilst also ensuring that your work is completed in a timely fashion.
  • You will also:
  • Develop a strong understanding of ING process and procedures.
  • Develop strong knowledge of how to identify, analyse and understand money laundering, terrorist financing and tax evasion “red flags” and typologies.
  • Develop a good understanding of regulations and industry leading practices in conducting TM investigations.
  • Consult and collaborate with colleagues to develop your own investigations and to help others with theirs, adopting and sharing best practice, techniques and knowledge over time, with a focus on driving continuous improvement in both your own investigations and that of the broader team.
  • Strive to learn and help your colleagues to learn continuously, taking and giving feedback constructively, participating actively in team continuous learning and development initiatives and training.

FAQs

What responsibilities will I have as a Junior Investigator?

As a Junior Investigator, you will perform complex Transaction Monitoring (TM) investigations, analyzing customer and transaction information, documenting your findings, and making risk-based decisions regarding suspicious activities indicative of money laundering, terrorist financing, and tax evasion.

Is previous experience in transaction monitoring investigations required for this role?

No, previous work experience in TM investigations is not required. Comprehensive training will be provided both before and after you start working on your own investigations.

What kind of training will I receive?

You will receive comprehensive training that covers ING’s Global Standard TM Investigation Process and Procedures, as well as best practices for identifying and analyzing money laundering, terrorist financing, and tax evasion red flags.

What educational background is preferred for this position?

A university degree is required, with a preference for a degree in a finance-related subject.

What language proficiency is necessary for this job?

Fluency in English, both reading and writing, is required for this position.

Will I work independently or as part of a team?

You will work independently on your own alerts and cases but will also collaborate with colleagues to develop investigations and share best practices.

Is there an opportunity for continuous learning and development in this role?

Yes, the position encourages continuous learning and personal development, including participation in team initiatives and training sessions.

What is the main focus of the investigations I will conduct?

The main focus will be on the quality and effectiveness of your investigations while ensuring that your work is completed in a timely manner.

How will my investigations be documented?

You are expected to document your investigations thoroughly according to ING standards, including noting the details of the alert, the data considered, the basis of your conclusion, and any supporting evidence gathered.

Are there specific skills or attributes that will help me succeed in this role?

Being open to learning, strong analytical skills, good judgment for risk-based decisions, and the ability to collaborate effectively with team members will contribute to your success in this position.

image

ING

Empowering people to stay a step ahead in life and in business.

Finance
Industry
10,001+
Employees
1991
Founded Year

Mission & Purpose

ING is a pioneer in digital banking and on the forefront being one of the most innovative banks in the world. As ING we have a clear purpose that represents our conviction of people’s potential. We don’t judge, coach, or to tell people how to live their lives. However big or small, modest or grand, we empower people and businesses to realize their vision for a better future. We made the promise to make banking frictionless, removing barriers to progress, and make people confident in their financial decisions. As a global bank we have a huge opportunity – and responsibility – to make an impact for the better. We can play a role by financing change, sharing knowledge, and innovating. Being sustainable is in all the choices we make—as a lender, as a partner and through the services we offer our customers.