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Associate, Corporate Banking, CIB Credit

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TD Bank

Sep 7, 2024

  • Job
    Full-time
    Mid & Senior Level
  • Sales & Business Development
    Banking & Finance
  • Toronto
  • Quick Apply

AI generated summary

  • You must be detail-oriented, organized, and able to work under pressure. Proficient in MS Excel, possess strong financial skills, and have 3-5 years of credit experience. MBA preferred; CFA/CPA is a plus.
  • You will assist in credit submissions, conduct research, prepare reviews, monitor risks, collaborate with teams, and prepare client presentations while addressing credit documentation and assessments.

Requirements

  • Applicants should be well-organized, detail oriented and able to work under pressure and tight deadlines, establish priorities and work independently with minimal supervision
  • Superior financial and analytical skills Strong verbal and written communication and problem solving skills.
  • Proactive and highly motivated. Able to work independently and in a team environment.
  • Excellent knowledge of MS Excel
  • 3 to 5 years of relevant credit experience preferred
  • MBA graduate preferred
  • CFA and/or CPA an asset

Responsibilities

  • Assists in the preparation of credit submissions as required for assigned Borrower accounts.
  • Conducts market, industry, and client research in support of the ongoing risk assessment process.
  • Work with Vice President & Director and other product groups including Investment Banking, Cash Management, Foreign Exchange, Derivatives, Money Market, Energy Trading and Trade Finance to ensure their credit needs are being met.
  • Prepare credit reviews in accordance with minimum policy requirements regarding Annual Reporting Dates and Interim Reporting Dates.
  • Ensure that all credit reviews include sensitivity analysis appropriate for the risk at hand.
  • Monitor market and client developments, to ensure client risk ratings are accurate and reflect all relevant material information.
  • Work with Vice President & Director to ensure that loan and security documentation reflects the details of the credit authorization.
  • Coordinate with Origination in the preparation and presentation of Loan Capital Committee analysis and documentation.
  • Review documentation, identify and communicate credit risk issues, legal concepts, and solutions effectively.
  • Work closely with assigned Vice President & Director in meeting team objectives.
  • Prepare presentations/pitches for clients.
  • Liaise with syndications for market data/info.
  • Work with various departments of the Firm on mandates that incorporate multiple products.

FAQs

What is the work location for this position?

The work location for this position is Canada.

What are the working hours for this role?

The working hours for this role are 37.5 hours per week.

What line of business is this position associated with?

This position is associated with TD Securities.

Is there a specific level of experience required for this role?

Yes, 3 to 5 years of relevant credit experience is preferred.

What qualifications are preferred for applicants?

An MBA graduate is preferred, and having a CFA and/or CPA is considered an asset.

What skills are necessary for this position?

Applicants should possess superior financial and analytical skills, strong verbal and written communication skills, and excellent knowledge of MS Excel.

Are there opportunities for career development in this role?

Yes, there are regular development conversations, training programs, and mentoring opportunities to help employees grow in their careers.

Is the compensation for this role discussed upfront?

Yes, candidates are encouraged to have an open dialogue with a member of the HR team regarding compensation-related questions.

Will training be provided upon hiring?

Yes, training and onboarding sessions will be provided to ensure you have everything you need to succeed in your new role.

Is there support for work-life balance?

Yes, TD is committed to providing a Total Rewards package that reflects its investments in employees’ financial, physical, and mental well-being.

How does the interview process work?

Candidates of interest will be contacted to schedule an interview, and the organization strives to communicate outcomes to all applicants by email or phone call.

Are there accommodations available during the interview process?

Yes, candidates can request accommodations to help remove barriers during the interview process.

Finance
Industry
10,001+
Employees

Mission & Purpose

Headquartered in Toronto, Canada, the Toronto-Dominion Bank and its subsidiaries are collectively known as TD Bank Group (TD). TD had CDN$1.9 trillion in assets on July 31, 2023. TD also ranks among the world’s leading online financial services firms, with more than 16 million active online and mobile customers. TD offers a full range of financial products and services to over 27.5 million customers worldwide through four key business lines: - Canadian Personal and Commercial Banking including TD Canada Trust, Business Banking, and MBNA - U.S. Retail including TD Bank, America’s Most Convenient Bank, TD Auto Finance (U.S.), TD Wealth (U.S.) and TD’s investment in Schwab - Wealth Management & Insurance including TD Wealth (Canada), TD Direct Investing, and TD Insurance - Wholesale Banking including TD Securities and TD Cowen