Graduate Credit Strategy Analyst

Funding Circle

Aug 16, 2023

Applications are closed

Job
Full-time
Entry Level
Banking & Finance
London

Requirements

A degree from numerical subject, such as Mathematics, Engineering or Science
No work experience required, but any experience will put you in advantage, particularly in credit risk analytics / portfolio analytics, ideally in a Retail/Corporate/Investment Banking context
Preferably experience in guiding business decisions through analytical insights, ideally covering all steps from initial stakeholder engagement and business analysis to data analysis and presentation of the results
Excellent communication skills, particularly with regards to translating data analyses and numbers into actionable insights tailored to the audience
Some understanding of the principles of portfolio modelling, particularly cash flow modelling and measurement of performance
Adequate to fluent in Excel and coding, any of: SQL, R, Python, Tableau (candidates with experience in other environments e.g. SAS and aptitude to quickly learn will also be considered)
Curious and eager to learn, and comfortable working independently on solving open-ended problems

Responsibilities

You will be primarily responsible for running forecasting and stress testing analyses, across different portfolio products and segments, covering data analytics, modelling and engagement with stakeholders
You will be involved with all aspects of portfolio and risk measurements, from cash flow modelling to segmentation analysis
You will collaborate with experts from different functions, particularly Finance and Capital Markets, guiding business decisions by carrying out ad hoc analysis, providing credit risk insights and recommendations for optimising credit risk strategies and business processes

Funding Circle

We're here to help small businesses get the funding they need to go further.

Finance

Industry

501-1000

Employees

2010

Founded Year

Mission & Purpose

At Funding Circle, we're here to offer small businesses the lending hand they need to go further. We deliver a fast, hassle-free experience for small businesses looking for finance - powered by machine learning, technology and real SME finance experts. Over the past ten years, we've been revolutionising SME lending by making it easier than ever to apply for a business loan. With our simple online application small businesses can apply in minutes without the need for interviews or business cases, get a decision in seconds, and funds in their account in typically 48 hours. We've helped over 130,000 businesses access more then £14.5 billion since 2010. And we're not done yet.