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Corporate Credit Analyst

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BNP Paribas

Nov 13, 2024

  • Job
    Full-time
    Junior Level
  • Accounting & Tax
    Banking & Finance

AI generated summary

  • You need a Bachelor's in Finance or related field, 2 years of financial analysis experience, strong English skills, Excel proficiency, attention to detail, and collaboration ability.
  • You will assess credit risk, analyze client information, prepare proposals, monitor exposure, track covenants, and liaise with relationship managers for insights on client strategy and financials.

Requirements

  • Bachelor’s degree in Economics, Finance, Accounting or any related fields
  • At least 2 years of experience in Financial Analysis or Financial Advisory
  • Excellent communication skills and fluency in English, both written and oral
  • Proficiency in Microsoft Office tools, particularly Excel
  • Attention to detail with an analytical approach with ability to synthetize
  • Ability to collaborate with others

Responsibilities

  • Assess Counterparty and Credit Risk
  • Collect and monitor key information on clients, such as annual reports, financial statements, web site information, requesting and analysing internal inputs for business line memos
  • Liase with Relationship Managers to gain in-depth knowledge of client environment, strategy management, resources and financials
  • Analyse and summarise the counterparty and credit risk on clients and prospects
  • Prepare Credit Proposals
  • Complete Credit Proposals compliant with guidelines, quality standards and policies
  • Participate in the continuous improvement of credit process efficiency
  • Monitor Credit Risk
  • Ensure the follow-up of client exposure and monitor global credit risks by alerting on any change in ratings, any major event or material evolution
  • Monitor client’s covenants, strategy implementation and risk profile
  • Maintain portfolio reports and use proactively the internal credit tools

FAQs

What is the main mission of the Corporate Credit Analyst?

The main mission of the Corporate Credit Analyst is to produce high-quality Credit Proposals in a timely and efficient manner to enable BNP Paribas Corporate Coverage to conduct new business with clients, manage exposure to credit risk, and meet regulatory requirements through Annual Reviews.

What qualifications are required for this position?

A Bachelor’s degree in Economics, Finance, Accounting, or any related field is required, along with at least 2 years of experience in Financial Analysis or Financial Advisory.

What key skills are needed to succeed in this role?

Key skills include excellent communication abilities, fluency in English, proficiency in Microsoft Office tools (particularly Excel), attention to detail, an analytical approach, and the ability to collaborate with others.

What does the role involve in terms of assessing credit risk?

The role involves collecting and monitoring key information on clients, liaising with Relationship Managers for in-depth knowledge, and analysing and summarising counterparty and credit risks on clients and prospects.

How are Credit Proposals prepared?

Credit Proposals are prepared by completing them in compliance with guidelines, quality standards, and policies, and contributing to the continuous improvement of credit process efficiency.

What responsibilities are included in monitoring credit risk?

Responsibilities include ensuring follow-up of client exposure, monitoring global credit risks by alerting on changes, assessing covenant compliance, strategy implementation, and maintaining portfolio reports.

What is BNP Paribas's commitment towards diversity and inclusion?

BNP Paribas is committed to ensuring equal employment opportunities for all job seekers and actively works to prevent discrimination based on age, disability, gender reassignment, marital status, race, religion, sex, or sexual orientation.

How does BNP Paribas promote work/life balance?

BNP Paribas promotes work/life balance by encouraging a culture that values employee wellbeing, allowing for disconnection from work to recharge physically and mentally.

What are the remote working conditions for this role?

BNP Paribas embraces a Smart Working framework that offers flexible remote working modalities adapted to a hybrid environment, providing eligible employees with necessary equipment and allowances.

In what countries does BNP Paribas operate?

BNP Paribas operates in 63 countries around the world, including a significant presence in Europe with more than 146,000 employees in the region.

How can I learn more about BNP Paribas?

You can find out more about why you should join BNP Paribas by visiting their dedicated page at https://bnpp.lk/why-BNP-Paribas-Portugal.

The bank for a changing world

Finance
Industry
10,001+
Employees
1848
Founded Year

Mission & Purpose

more than 190,000 employees, including more than 145,000 in Europe. BNP Paribas holds leading positions in its three major operating divisions: ⚆ Commercial, Personal Banking & Services for all the Group’s retail banking networks and several specialised businesses, including BNP Paribas Personal Finance and Arval; ⚆ Investment & Protection Services for savings, investment and protection solutions; ⚆ Corporate & Institutional Banking, which is focused on corporate and institutional clients. The Group helps all its clients (individuals, community associations, entrepreneurs, SMEs, corporates and institutional clients) to realise their projects through solutions spanning financing, investment, savings and protection insurance. In Europe, the Group has four domestic markets (Belgium, France, Italy and Luxembourg) and BNP Paribas Personal Finance is the European leader in consumer lending. BNP Paribas is rolling out its integrated retail-banking model in Mediterranean countries, in Turkey, in Eastern Europe and a large network in the western part of the United States. In its Corporate & Institutional Banking and Investment & Protection Services activities, BNP Paribas also enjoys top positions in Europe, a strong presence in the Americas as well as a solid and fast-growing business in Asia-Pacific.